Fee Schedule

Fee Schedule at Section 705: Below, you can find fees associated with products and services offered at Section 705 Federal Credit Union. If you have any specific questions on the fee schedule listed below, please do not hesitate to contact us

Savings Account Fees

Savings Account Fees
Fee Description Fee Amount
Regular Share Account Excessive Withdrawal $5.00 per withdrawal if over 1 per month.
Christmas Club/ Vacation Club $35.00 early closure fee; $15.00 per withdrawal
IRA Account Close Out $25.00
Early Closing Fee if Savings Account is Closed Before 6 Months After Opening $25.00

Checking Account Fees

Checking Account Fees
Fee Description Fee Amount
Overdraft Transfer from Share Savings $10.00 per transfer
Overdraft Transfer from Loan $5.00 per transfer
Return Fee $30.00 per item
Negative Fee $25.00 per item
Stop Payment $25.00 per request
Courtesy Pay Fee $25.00 per item
Check Printing Prices may vary depending upon style.
Returned Deposit Item $10.00
Bounce Back Checking $10.00 per month

Other Service Fees (Applicable to All Accounts)

Other Service Fees (Applicable to All Accounts)
Fee Description Fee Amount
Account Reconciliation/ Research $10.00 minimum $25.00 maximum
Statement Copy $4.00 per copy
Incoming Domestic Wire $15.00 per transfer
Outgoing Domestic Wire $25.00 per transfer
Visa Check Card Replacement Card First card is free, thereafter it is a $10 fee
Money Order $2.00 each
ATM Inquiry $0.75
ATM Surcharge $3.00
Internet Reset Password $5.00
Official Checks $10.00 per check payable to a third party
Notary Fee $20.00
Medallion Stamp $20.00
Tax Levy $25.00
Garnishment Fee $25.00
Counter Checks $3.00 per sheet
Dormant Fee $10.00 per quarter
Check Copy Fees may apply
Verification of Deposit $10.00
Satisfaction of Mortgage $20.00
Emergency Cash Loan $20.00 per loan
Pay Loan by Phone $15.00
Pay Loan by Web $12.00
Loan Application Fee $15.00

Safety Deposit Box

Safety Deposit Box
Box Size Fee Amount
3” x 5” Box $25.00/ Year
3” x 10” Box $45.00/ Year
5” x 10” Box $65.00/ Year
10” x 10” Box $85.00/ Year
Gift Cards $2.00 per card up to $250.00 $4.00 per card between $251.00 – $500.00