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Accumulated| Loans| Savings|Certificates
Risk-Based
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* Rates are determined by each individual's credit history and capacity to repay. RV represents Retail Value. Rates posted are subject to change without notice. Current Rates are effective as of September 26, 2011
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New Auto Loan-Up to 100% Financing w/ Gap Insurance up to 125%
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 36 Months-3 years |
4.0 |
4.5 |
5.5 |
7.5 |
9.5 |
18.00 |
| 48 Months-4 years |
4.1 |
4.6 |
5.6 |
7.6 |
9.6 |
18.0 |
| 60 months-5 years |
4.25 |
4.75 |
5.75 |
7.75 |
9.75 |
18.00 |
| 72 months-6 years |
4.5 |
5.0 |
6.0 |
8.0 |
10.0 |
18.00 |
| 84 months-7 years |
4.75 |
5.25 |
6.25 |
8.25 |
10.25 |
18.00 |
Used Auto Loan-1 Yr Old (More than 30,000 Miles)-Up to 100% Black Book RV w/ Gap Insurance up to 125%
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 72 months-6 years |
4.5 |
5.0 |
6.0 |
8.0 |
10.0
|
18.00 |
Used Auto Loan-2 Yrs Old-Up to 100% Black Book RV w/ Gap Insurance up to 125%
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 66 Months-5 1/2 years |
5.5 |
6.0 |
7.0 |
9.0 |
11.0 |
18.0 |
Used Auto Loan-3 To 4 Yrs Old-Up to 100% Black Book RV w/ Gap Insurance up to 125%
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 60 months-5 years |
5.5 |
6.0 |
7.0 |
9.0 |
11.0 |
18.00 |
Used Auto Loan-5 To 7 Yrs Old-Up to 100% Black Book RV w/ Gap Insurance up to 125%
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 48 months-4 years |
5.5 |
6.0 |
7.0 |
9.0 |
11.0 |
18.00 |
Used Auto Loan-8 To10 Yrs Old-Up to 100% Black Book RV w/ Gap Insurance up to 125%
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 36 months-3 years |
5.5 |
6.0 |
7.0 |
9.0 |
11.0 |
18.00 |
New Boat Loan-100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 144 months-12 years |
5.5 |
6.0 |
7.0 |
9.0 |
11.0 |
18.00 |
Used Boat Loan-90% Book Or Appraised Value
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 84 months-7 years |
5.75 |
6.25 |
7.25 |
9.25 |
11.25 |
18.00 |
New Camper Loan-100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 180 months-15 years |
5.5 |
6.0 |
7.0 |
9.0 |
11.0 |
18.00 |
Used Campers Loan-90% NADA or Appraised Value
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 120 months-10 years |
5.75 |
6.25 |
7.25 |
9.25 |
11.25 |
18.00 |
New Motorcycle Loan-100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 84 months-7 years |
5.75 |
6.25 |
7.25 |
9.25 |
11.25 |
18.00 |
Used Motorcycle Loan-Up to 100% NADA Retail Value
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 60 months-5 years |
6.0 |
6.5 |
7.5 |
9.5 |
11.5 |
18.00 |
New Recreational Vehicle Loan-Up to 100% Financing
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 60 months-5 years |
5.75 |
6.25 |
7.25 |
9.25 |
11.25 |
18.00 |
Used Recreational Vehicle Loan-Up to 80% NADA or Appraised Value
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 48 months-4 years |
6.0 |
6.5 |
7.5 |
9.5 |
11.5 |
18.00 |
Personal Loan Less Than $5000 - Closed End
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 36 months-3 years |
9.5 |
10.00 |
11.00 |
13.00 |
15.00 |
18.00 |
New Mobile Home Loan-Up to 80% of Selling Price Including TT&L, Max Amount $50,000.00
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 240 months-20 years |
8.0 |
8.5 |
9.5 |
11.5 |
13.5 |
18.00 |
Used Mobile Home Loan- Up to 70% of Book Value
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 180 months-15 years |
9.0 |
9.5 |
10.5 |
12.5 |
14.5 |
18.00 |
*APR=Annual Percentage Rate
APR will not increase after consummation of above loans
Rates may vary according to credit worthiness
Personal Loan Less Than $5000 - Line of Credit
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| Line of Credit |
11.50 |
12.00 |
13.00 |
15.00 |
17.00 |
18.00 |
Mortgage- Up to 80% of Appraised Value of Property
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 15 Years, No points |
3.50 |
4.00 |
5.00 |
7.00 |
9.00 |
18.00 |
| 20 Years, No points |
4.75 |
5.25 |
6.25 |
8.25 |
10.25 |
18.00 |
| 25 Years No points |
5.0 |
5.50 |
6.50 |
8.50 |
10.50 |
18.00 |
| 30 Years, No points |
5.25 |
5.75 |
6.75 |
8.75 |
10.75 |
18.00
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savings
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Current Dividend Rates are effective as of November 25, 2011
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Current Dividend Rates are effective as of November 3, 2011
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*APY=Annual Percentage Yield |
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* = Minimum Opening Deposit Required
Penalties will be imposed for early withdrawal
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