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Get Cruisin'
Awesome Auto Loans
Purchasing a new automobile can come with so many choices. New or Used? Salesman or E-bay? Sporty or Classic? Here at Section 705 FCU, we know that all of these options can become overwhelming...that's why we're here to help you out! Always contact your CU loan representatives  to find out if you are making the best deal possible.
Luckily, in the midst of all of these tough decisions, there is one decision that is always easy to make: financing with a Section 705 FCU Auto Loan! We offer competitive financing rates and terms, along with very affordable GAP protection! Plus, Section 705 should always be your first choice because borrowing with your own Credit Union puts money right back into your pocket in the form of dividends!
Check out our rates below on both New and Used Automobile Loans. As always, feel free to contact us if you need any assistance. We're always glad to help our wonderful members make great decisions!
NEW AUTO
*Maximum Amount 100% financing available
*Terms: 36, 48, 60, 72* and 84* months
*Minimum loan amount for 72-month loans will be $15000.00 if financing 100%. Minimum loan amount for 84-month loans will be $35000.00. This amount may go lower if the total price of the automobile is higher due to down payment or trade in which lowers the total amount due.
Any vehicle that is a current, future or 1 year old model with less 30,000 miles is considered "new" and would fall under the new vehicle financing guidelines.
USED AUTO
Vehicles up to one (1) year old with OVER 30,OOO MILES
Maximum Amount: Up to 100% of Black Book Retail Value
Maximum term: 72 months
Vehicles two (2) years old
Maximum amount: Up to 100% of Black Book Retail Value
Maximum term: 66 months
Vehicles three (3) to four (4) years old
Maximum amount: Up to 100% of Black Book Retail Value
Maximum term: 60 months
Vehicles five (5) to seven (7) years old
Maximum Amount: Up to100% of Black Book Retail Value
Maximum Term: 48 months (see restrictions)
Vehicles eight (8) to ten (10) years old
Maximum Amount: Up to 100% Black Book Retail Value
Maximum Term: 36 months
Have you found what you were looking for? We hope so! If you have more questions or need the Black Book value on a vehicle, feel free to log-on to the Automobile Purchase Plan website (located on our home page), which will provide values for new and used autos, as well as rebate and dealer incentives and other general information that will enhance your auto buying experience. Or, just contact us for assistance. AND...don't forget that you can apply on-line! A great way to start car shopping is to get pre-approved, so why not APPLY TODAY ?
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